by WetInk | Oct 27, 2026 | BLOG, Financial Education, Life Insurance, News
Indexed universal life (IUL) and term life insurance are two very different tools. Term gives you affordable protection for a set number of years. IUL is permanent coverage with a cash value that earns interest based partly on a market index. People often hear strong...
by WetInk | Oct 27, 2026 | BLOG, Financial Education, Life Insurance, News
About 100 million Americans say they need life insurance or need more of it, according to the 2025 Insurance Barometer Study from LIMRA and Life Happens. That is 40% of consumers. So why don’t people buy it? These are the three reasons I hear most, and why each...
by WetInk | Oct 27, 2026 | BLOG, Financial Education, Life Insurance, News
Life insurance is one of the most misunderstood financial products. In the 2025 Insurance Barometer Study, only 51% of Americans ages 18 to 75 said they own any life insurance, and 40% said they need coverage or need more of it. Here are five mistakes I see most often...
by WetInk | Oct 27, 2026 | BLOG, Financial Education, Life Insurance, News
Term life insurance is the simplest and usually the least expensive way to protect your family. You pick an amount of coverage and a length of time, such as 10, 20, or 30 years, and if you pass away during that term, your beneficiaries receive a tax-free death benefit...
